Better credit for all

We're a new kind of credit bureau that uses financial behaviour to measure creditworthiness

Are you a business?

We make it easy to incorporate Open Banking into affordability checks and credit models.

For business

Are you an individual?

Get a better deal by using your own data when applying for products and services.

For individuals

Better experiences

Our obsessively designed technology makes it easy to instantly understand financial behaviour.

Better connections

We have secure, direct connections into the UK and Europe's largest financial institutions.

Better decisions

We look beyond one-dimensional credit scores to build a complete picture of financial situations.

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