Traditional credit scoring is broken. We're here to fix it.
Credit Kudos uses transaction data to build highly accurate and transparent credit scorecards and affordability metrics to help clients make better decisions. We partner with companies to provide creditworthiness metrics beyond the traditional credit score. Our technology harnesses open banking to seamlessly connect consumer financial information to lenders to improve the speed and accuracy of credit applications – allowing you to focus on what you do best. We’re a trusted third party with a proven track record in increasing the number of approvals with no increase to risk profile, as well as the ability to predict consumer credit behaviour and risk profiles.
Credit Kudos is secure, fully automated, authorised by the Financial Conduct Authority (FCA), and integrated with some of the largest lenders in Europe.
We're backed by venture capital and social impact investors, and are proud members of industry-leading trade organisations.