About Credit Kudos

Traditional credit scoring is broken. We're here to fix it.

Credit Kudos is an FCA-authorised credit bureau and AISP that uses financial behaviour to measure creditworthiness. Through direct connections to the UK’s largest banks, Credit Kudos aggregates and interprets customer consented data for use by lenders, brokers, and financial institutions. Credit Kudos goes beyond traditional scoring, providing a comprehensive view of a borrower’s creditworthiness. We transform complex sets of information in our easy-to-use, digital first tools to help everyone make better lending decisions.

Credit Kudos is secure, fully automated, authorised by the Financial Conduct Authority (FCA), and integrated with some of the largest lenders in Europe.


Freddy Kelly

Co-Founder & CEO

Matt Schofield

Co-Founder & CTO

Kelly Read-Parish


We're growing our team

Careers at Credit Kudos

We’re building a credit bureau the right way - with the customer involved and transparent throughout.

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Our Partners & Supporters

Our backing

We're backed by venture capital and social impact investors, and are proud members of industry-leading trade organisations.