Unique insights from financial behaviour data

Easier Affordability

No more requesting bank statements or payslips. We instantly identify verified income and expenditure directly from a borrower's bank.

Faster Decisons

Quickly view and digest complex financial information. Save time and money evaluating customers.

Deeper Insights

Expand who you can lend to by adding actionable insights into your models. We make it easy to incorporate new data sources.

How it works



Customer applies for a financial product


Open Banking data is accessed from financial institutions


Data is transformed into an easily digestible format

Credit Assessment

Affordability and credit risk are determined


Individual receives application decision

Discover Atlas

Insights on top of Open Banking data, displayed in an easy-to-use web portal. Get started using complex data sets without building anything. Simply log on and start making your lending process easier.

Learn more

Request a Demo