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Lender Insights Report December 2021

The report examines the state of play for UK lenders, Open Banking adoption and the benefits and perceived challenges of new data.


Why Credit Kudos

Powerful predictive features

We’re the experts in building risk models and predictive features on top of Open Banking data. Harnessing advanced machine learning approaches, we combine transaction data with loan outcomes to accurately predict risk - helping you increase acceptances without increasing your risk appetite.

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Best-in-class categorisation

Our proprietary multi-layered classification engine uses state of the art modelling techniques and millions of real transactions to categorise a report’s financial data.

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Your customer journey, streamlined

Access better data without compromising user experience. Our Open Banking journey, Connect, makes applications shorter and faster, boosts engagement and minimises drop-off. You can get started straight away with insights developed specifically for credit risk and affordability.

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Ongoing expert advice

We make sure you unlock all the advantages of better data across your business, by partnering you with a dedicated Customer Success manager. Our team works with you to understand your business challenges and goals, so we can give you ongoing expert advice on how to make our data work best for your company.

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Latest from our blog

  • The Woolard Review and the Future of BNPL

  • Open Banking adoption in lending set to hit 70% in next two years

  • How can Fintech better society?

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