Open Banking, simplified

Incorporating Open Banking data into the lending process should be easy. With Credit Kudos, now it is.

The future of credit data is here.

Credit Kudos collects and transforms individuals' and small and medium sized enterprises' Open Banking transaction data for use by banks, lenders and brokers. We harness the power of Open Banking to be used for affordability, credit risk, and beyond.

We provide solutions across the lending industry

We make it easy to access and understand complex financial behaviour for an array of business applications.

We securely connect to the UK’s largest banks using Open Banking APIs, handling customer consents and authorisation. Our cutting-edge machine learning techniques make sense of trends, presented in an easily digestible format.

We work with lenders, brokers, and financial institutions to easily incorporate complex data sets into a wide array of applications. We're always happy to chat about how we can make Open Banking work for you.

Auto Finance

Mortgages

Banking

Short-Term Lending

Retail Finance

Credit Cards

Tenant Vetting

Debt Advice & Management

What our clients say

By automating previously laborious data collection processes, we've been able to spend more time with customers. Not only does this drastically increase efficiency, but it reduces stress on an individual and results in a better, faster outcome for all.
Susan Rann
CEO, Paylink Solutions

Credit Kudos differentiates itself from alternatives with a truly slick customer journey and a powerful vision of how customers’ personal information can drive better outcomes.
Matt Nunn
Head of Credit, Bamboo

Our Products

We help you request data, make sense of it, and incorporate it into future decision-making.

Our products are designed to give your customers the best experience, make your developers' lives easy, and help you stay ahead of the curve.

Connect

Easily request and access Open Banking data

Retrieve Open Banking data for affordability, creditworthiness, and more. Simple integration into online forms and chats. Collect user consents through an intuitive user experience.

Atlas

Unique insights from financial behaviour data

Instantly verify income and expenditure. Quickly digest complex financial information. Save time and money evaluating affordability and credit risk. Keep your processes completely digital.

Signal

Harness richer data sets to better understand credit risk

Expand who you can lend to and better evaluate risk using actionable insights not available through traditional credit reference providers.

Request a demo