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Reports API Automated decisioning

The Credit Kudos Reports API lets you securely manage and automate credit decisioning via a single integration.

  • Easy to get started

    Integrate and authenticate once for access to our complete credit report and decisioning platform.

  • Integrate with any system

    Built for business. Our REST API integrates with any system or application.

  • Support for developers

    Easy-to-use API for developers, plus you’re provided with an extensive Developer Centre & support.

Easy API integration

Get started with a single integration

  • Income & Employment Verification

    Instantly verify income using highly accurate machine learning detection and prediction models.

    Also assess the consistency, regularity and longevity of income, and verify sources, employers and industry.

    Make responsible decisions with flags for recent loss or reduction in income.

    GET /v3/reports/{report_id}
    
    # Request
    curl -H "Authorization: Bearer {ACCESS_TOKEN}" https://api.creditkudos.com/v3/reports/1
    
    # Response
    {
      "data": {
        "report": {
          "id": 1,
                ........
          "summary": {
            "income": {
              "predictedMonthlyAmount": {
                "value": "1217.13",
                "currency": "GBP"
    GET /v3/reports/{report_id}
    
    # Request
    curl -H "Authorization: Bearer {ACCESS_TOKEN}" https://api.creditkudos.com/v3/reports/1
    
    # Response
    {
      "data": {
        "report": {
          "id": 1,
                ........
          "summary": {
            "income": {
              "predictedMonthlyAmount": {
                "value": "1217.13",
                "currency": "GBP"

Powering leading companies

  • PwC
  • Cazoo
  • Curve

What our partners say

  • Through our data-driven partnership with Credit Kudos, we are now able to more quickly and more reliably assess income allowing us to responsibly increase lending volumes. This market-first partnership will change the way our customers, including the financially underserved, access financial services and products.

    Scott Cargill

    CEO, Admiral Financial Services Ltd.

Get in touch to find out more or request a demo

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