Harness richer data sets to better understand credit risk
Rich new data sets give better insight into marginal declines and thin files, without expensive manual processes.
Get a deeper understanding into what drives credit risk by incorporating complex financial behaviour indicators into your credit models.
Machine learning-powered models adaptable for any lending journey across all borrower types and credit risk profiles.
Customer applies for a financial product
Open Banking data is accessed from financial institutions
Data is transformed into an easily digestible format
Affordability and credit risk are determined
Individual receives application decision