Signal

Harness richer data sets to better understand credit risk

Increase Lending

Rich new data sets give better insight into marginal declines and thin files, without expensive manual processes.

Improve Risk

Get a deeper understanding into what drives credit risk by incorporating complex financial behaviour indicators into your credit models.

Customised Solutions

Machine learning-powered models adaptable for any lending journey across all borrower types and credit risk profiles.

How it works

Signal

Application

Customer applies for a financial product

Collection

Open Banking data is accessed from financial institutions

Consolidation

Data is transformed into an easily digestible format

Credit Assesment

Affordability and credit risk are determined

Outcome

Individual receives application decision

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